The two primary forms of interest that can be held in property in the UK are freehold and leasehold. For a buyer, it is very important to understand the difference between the two, as each form of interest carries differing rights and obligations.

Worthing is fast becoming a popular location for people to call home. Once thought of as a sleepy enclave for retirees, it is now becoming the location of choice for commuters and locals looking for affordability and lifestyle. After all, Oscar Wilde lived here for a summer - so it can't be too bad.

So, you have found your dream home and your offer has been accepted. What’s the next step? You are about to make one of the largest financial commitments of your life and borrow money that might take 25 years or more to pay back. It’s certainly worth doing some “due diligence” to make sure that you understand exactly what you are getting for your money.

Great news, you have found your perfect home and you’re ready to put in an offer. Do you make a “lowball” first offer and see how it goes, or do you pay the asking price to get it all wrapped up? Maybe you want the property so badly that you should offer above asking price, just to be sure?

The right offer from a buyers perspective is one that secures the property at the lowest possible price. But it's not guesswork, there is some considerable strategy behind how you should make an offer to ensure you have the highest chance of success.  

Deciding to buy a new home is one of most significant financial commitments most of us will make in our lifetime. Whether it’s a first step onto the ladder, a move to something a little larger or downsizing for your golden years, it can all seem a little daunting. There is a lot to think about for sure, but with a good understanding of the process, a little time spent researching the market and the appointment of good advisors, you should be in great shape. Here is our 10-step guide to help you on your way. Happy home hunting.

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